Secure YourLegacy,Protect YourLoved Ones.
Store your financial assets in one secure vault, assign nominees, and help ensure the right information reaches the right people when it matters most.
See Your Legacy Protected
Every asset. Every nominee. One secure vault.
The gap
You've built a lifetime of wealth. Does your family know the whole picture?
Bank accounts, deposits, investments, insurance, retirement savings, property, gold, loans, and the records around them — all shown clearly.
Explore the difference
An illustrative financial picture
18 ASSETS YOU CAN NAME
18
Assetsyou can name
Salary account
Monthly credit
Joint account
Household expenses
Fixed deposit
Five-year deposit
Recurring deposit
Monthly contribution
Listed shares
Demat holdings
Mutual funds
SIP folio
Term insurance
Policy in force
Health insurance
Family cover
EPF
Employer retirement savings
PPF
Public provident fund
NPS
Pension account
Home
Registered residence
Plot
Title papers
Gold
Bank locker
Jewellery
Kept at home
Home loan
Monthly EMI
Locker
Contents and location
Key documents
Where records are kept
You see the whole picture.
From savings to important records, you understand how the pieces fit together.
Not just a vault.
A bridge for your legacy.
Virasat Setu is a secure digital legacy vault that helps you record financial assets, organize important information, and assign nominees to each asset.
Bring it together.
Keep your important documents, assets and family information organised in one place.
Put your wishes in place.
Assign nominees to specific assets and define what should happen to them.
Let your plan carry forward.
After the Virasat Setu team completes the required verification, each nominee receives only the information assigned to them.
How It Works
Four simple steps to secure your entire financial legacy for your family.
Create Your Vault
Securely set up your digital legacy vault to organize important financial information in one place.
Add Financial Details
Record bank accounts, investments, insurance, retirement savings, property details, and other important information.
Assign Nominees & Stay Connected
Assign nominees to individual assets and respond to scheduled wellness check-ins to keep your status updated.
Enable Secure Nominee Access
Following the required verification process, relevant nominees can receive the information assigned to them.
One Asset. Many Nominees.
Split any asset among the people you choose, with a clear percentage share for each nominee.
Multiple nominees
Add more than one nominee to any asset.
Percentage shares
Assign each nominee a specific share.
Total equals 100%
Every asset’s allocation must add up to 100%.
Per-asset split
A nominee’s share can differ across assets.
One Asset · 3 Nominees
Investment
- 50%
Master Nominee
Default
- 30%
Son
Nominee
- 20%
Daughter
Nominee
- 50%
Master Nominee
Default
- 30%
Son
Nominee
- 20%
Daughter
Nominee
Each asset, its own split
Same nominee, different shares
- Master50%
- Son30%
- Daughter20%
- Master60%
- Daughter40%
- Master25%
- Son25%
- Daughter50%
Every Asset Category
Covered
From your savings account to your retirement corpus — document everything your family needs to know.
Banking
Savings and current accounts, deposits, digital wallets — all in one place.
Investment
Stocks, mutual funds, demat accounts, and broker details.
Insurance policies
Life, health, vehicle, and property policies with nominee details.
Retirement / government savings
EPF, NPS, PPF, NSC, post office schemes, and other government savings.
Vault Description
Letters, wishes, and guidance you want your nominees to receive.
A Trusted Person to Help When It Matters
Set a Master Nominee who acts as your primary contact for account support, verification and important notifications. The Master Nominee is the default nominee for each new asset. You can keep that allocation or assign and split the asset among other nominees.
You
Create your vault and add your assets.
Master Nominee
Primary contact- Primary contact for account support
- Helps with verification
- Receives important notifications
Individual Nominees
OptionalAssign different nominees to specific assets.
Assigned Assets
Each nominee receives only the assets you assign, after verification.
Verified Access
Being listed as a nominee doesn't grant access by itself. Information is provided only after the Virasat Setu team completes its verification process.
Your Data, Your Control
Your data is safe with us
Built with verified access, encrypted connections, and strict privacy controls
Only the Right People Get Access
OTP-verified sign-in and Virasat Setu's verification process help keep your vault and its information in the hands of the people they're meant for.
Protected From Device to Vault
Your information is protected while travelling between you and Virasat Setu using HTTPS/TLS.
You Decide Who Comes Next
Assign nominees to your assets and define how your legacy information should be handled.
Privacy That Respects Your Legacy
Your personal and financial information remains private and is handled responsibly, with access and disclosure limited to your consent or legal requirements.
What you leave behind should feel like care — not a search.
A vault is not only a record of assets. It is a quiet act of love: fewer questions, fewer delays, and a family that can follow what you already decided.
Secure your legacy for as long as you need.
Every Virasat Setu plan includes the complete experience. Choose the duration that works for you.
Complete on every plan
Everything you need to protect your legacy.
Same protection, same tools — only the duration changes.
Digital legacy vault
Keep important financial information organised in one secure place.
Multiple nominees with percentage-based allocation
Assign multiple nominees and define their respective shares.
Asset-wise nominee allocation
Choose who receives each specific asset or asset category.
OTP-verified access
Secure account access through verified one-time passwords.
Wellness checks & WhatsApp updates
Periodic check-ins and important vault notifications via WhatsApp.
Nominee-specific document preparation
Prepare a separate document containing the assets assigned to each nominee.
Built with security-focused access and controlled information sharing.
Questions & Answers
Sign-in uses a one-time password (OTP) sent to your registered mobile number, and both your email address and mobile number are verified with OTPs when you register. OTP codes are stored in hashed form, connections use HTTPS/TLS, and signed-in sessions use HttpOnly cookies. As described in our Privacy Policy, information may be shared where necessary with service providers — such as hosting, payment and communication providers — or where required by law.
Set a Master Nominee for account-level support, verification, and important communications, while assigning specific nominees to individual assets with defined allocations. Being listed as a nominee does not grant access by itself. If the account holder passes away, the Virasat Setu team completes a verification and confirmation process, after which the relevant nominees receive only the information assigned to them.
No. Virasat Setu is not a substitute for a will, trust or succession plan, and recording nominees on the platform does not create or transfer ownership or inheritance rights. It helps you organise information about your assets and the nominees you assign to them. For estate or succession planning, please obtain independent legal advice.
Yes. While your plan is active, you can add, edit, or remove asset entries and update nominee allocations from your dashboard whenever your details change.
Yes. You can add multiple entries within each asset category.
No. Virasat Setu helps you record and organise information about your assets and nominee preferences. It does not hold, manage, or transfer your assets, and it does not provide financial, legal, tax, or insurance advice. Please obtain independent professional advice before making decisions based on the information in your vault. Our Privacy Policy explains how we handle your personal data.